HCS Mechanical Finance Options

We offer a variety of finance plans at 0% & 9.90% APR finance for different periods through our partner Divido.

Ask a member of our finance team to show you the cost breakdown for the purchase amount you are interested in. A minimum deposit of 10% will be required. Finance is available as a payment option with an order value of minimum £500 and maximum £30,000.

How Does It Work?

(1) Accept the quotation prepared by your designated HCS mechanical services engineer.

(2) Complete the online application form.

(3) Once approved we will agree a time to carry out the works as per the agreed quotation.

Am I Eligible?

To apply you must:

  • Be over 18 years of age;
  • Be a UK Resident for at least 3 years;
  • Have a UK bank account that can accept direct debits;
  • Have a credit or debit card registered to your home address;
  • Have a stable income whether through permanent employment or other means (Pension, Disability Allowance, etc.);
  • Agree to a credit check performed when you submit your application.

Please note: Works carried out must be at the address you put on the finance application, which must be the same as your billing address on the bank account you’re applying with.

Cancellations & Refunds

You have the right to withdraw from your finance agreement 15 days following the signing of the credit agreement. You will still be in a contract for the works
carried out as per the agreed quotation. Please contact us for alternative payment options. Please refer to our Terms and Conditions available on our website

Financial Services

We have partnered with Divido Financial Services Ltd to offer you a quick, simple and 100% paperless process to access affordable finance options.

For any queries during the application process or when signing your credit agreement their Customer Service team will be happy to help either through their chat by pressing the help button, by phone on 0203 773 9510 or by e-mail at support@divido.com.

Our lender is Omni Capital Retail Finance Limited (www.omnicapitalretailfinance.co.uk)

Frequently Asked Questions

During Divido’s secure application process you will be asked to provide some basic personal details such as your marital, residential and employment status. You will also need to have your bank account handy and possibly your credit or debit card information for deposit and ID verification.

No, the Divido application process is 100% paperless. You will simply need to provide your credit card information but no need to present the actual card at any point.

Once you decide you want to make your purchase on finance, a member of our staff will guide you through selecting a plan and setting you up to apply. Our application process typically lasts 5-10 minutes from start to finish should you be accepted.

About Divido

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information please visit: www.divido.com

H Clarke & Sons Limited trading as HCS Building Services is authorised and regulated by the Financial Conduct Authority (FRN 803672) and acts as a credit intermediary. Finance options are provided by Divido Financial Services Limited in association with Omni Capital Retail Finance Limited who is authorised and regulated by the Financial Conduct Authority. Registered office 10 Norwich Street, London, EC4A 1BD.

Finance available subject to age and status. Terms and conditions apply.

Further Questions?

Feel free to contact us and we will be happy to answer any questions you might have.